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Many of our clients find themselves in a position where they have worked for many years, taken the risks and fought the headaches to build up a business which they can be proud of, but the problem is that often these businesses revolve around one key person with no contingency plans in place if the key person should be unable to fulfill his/her role.
Merely taking out a Key man policy as a contingency plan, is not always the solution if the key person should pass away, as winding up of the business, is not always the best outcome for the client’s family and staff who in many instances have also worked hard to attain the success of this business.
To put contingency plans in place, we work with your broker, accountant and consult with your nominated key staff members to put contracts in place and align these with your Will to ensure that all the years of building up your business do not go to waste.